var amortization = require('capitaljs/amortization');

// What’s the amortization like after 5 years for a 30-year, $180,000 mortgage
// with a 4.25% interest rate?
amortization( {
  amount: 180000,
  rate: 4.25,
  totalTerm: 360,
  amortizeTerm: 60
} );

/*
{
  balance: 163453.85387151438,
  balanceRound: "163453.85",
  interest: 36583.362108097754,
  interestRound: "36583.36",
  payment: 885.4918039430557,
  paymentRound: "885.49",
  principal: 16546.146128485594,
  principalRound: "16546.15"
}
*/

var cashFlow = require('capitaljs/cashFlow');

// How much money is left over given $50,000 of expenses and a $100,000 income?
cashFlow( {
  income: 100000,
  expenses: 50000
} );

/*
{
  cash: 50000,
  expenses: 50000,
  income: 100000
}
*/

// How much money is left over given a bunch of different income sources and
// a bunch of different expenses?
cashFlow( {
  income: [300, 14000, 189],
  expenses: [90, 681, 15980, 670]
} );

/*
{
  cash: -2932,
  expenses: 17421,
  income: 14489
}
*/

var compoundAnnualGrowthRate = require('capitaljs/compoundAnnualGrowthRate');

// What’s the compound annual growth rate of an investment that started at
// $50,000 and grew to $100,000 in 10 years?
compoundAnnualGrowthRate( {
  startValue: 50000,
  endValue: 100000,
  years: 10
} );

/*
{
  percent: 7.199999999999999,
  raw: 0.07177346253629313,
  rounded: 0.072
}
*/

var inflationAdjustedReturn = require('capitaljs/inflationAdjustedReturn');

// Adjusting for a 3% inflation rate, what’s the return for an investment that
// grew by 8%?
inflationAdjustedReturn( {
  investmentReturn: .08,
  inflationRate: .03
} );

// 4.85

var interest = require('capitaljs/interest');

// What’s a $10,000 investment with a 6% interest rate that compounds yearly
// worth after 10 years
interest( {
  principal: 10000,
  rate: 6,
  periods: 10,
  compoundings: 1
} );

/*
{
  interest: 7908.48,
  total: 17908.48
}
*/

// What’s a $10,000 investment with a 6% interest rate that compounds monthly
// worth after 10 years
interest( {
  principal: 10000,
  rate: 6,
  periods: 10,
  compoundings: 12
} );

/*
{
  interest: 8193.970000000001,
  total: 18193.97
}
*/

var returnOnInvestment = require('capitaljs/returnOnInvestment');

// What’s the return on a $70,000 investment that grew to $89,700?
returnOnInvestment( {
  earnings: 89700,
  initialInvestment: 70000
} );

/*
{
  percent: 28.139999999999997,
  raw: 0.2814285714285714,
  rounded: 0.2814
}
*/