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A compound interest calculator in which you need to introduce amount, rate and years to return the total

HTML 100.00%
compound-interest html math python

compoundinterestcalculator.github.io's Introduction

COMPOUND INTEREST CALCULATOR

(English brief intro) A compound interest calculator in which you need to introduce amount, rate and years to return the total

My Compound interest calculator app URL: https://amaliogomezlopez.github.io/compoundinterestcalculator.github.io/

INTRODUCCIÓN Y EXPLICACIÓN

Con la inflación, el precio de todo que sube y los salarios que se mantienen, todos nos planteamos invertir y poner a trabajar nuestro dinero. ¿No te preguntas cuánto dinero podrías ganar invirtiendo durante algunos años?

Si usamos un ejemplo para hacernos una idea, el retorno medio anual del S&P 500 está en torno al 10.04% durante los últimos 30 años, hasta finales de diciembre de 2023. Esto supone que los dividendos se reinvierten. Ajustado por la inflación, el rendimiento promedio del mercado de valores en los últimos 30 años (incluyendo dividendos) es del 7.32%. Fuente: https://tradethatswing.com/average-historical-stock-market-returns-for-sp-500-5-year-up-to-150-year-averages/#:~:text=The%20average%20yearly%20return%20of%20the%20S%26P%20500%20is%2010.04,including%20dividends)%20is%207.32%25.

La idea de este mini proyecto sale de una página del gobierno de USA: https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator

La app ha sido creada en HTML y las funciones en Python, se han traducido a JavaScript para una fácil integración sin usar Flask o Django.

USA web para calcular el interés compuesto

Compound Interest Calculator

FÓRMULA

En la siguiete imagen podemos ver la diferencaia entre la fórmula del interés simple y el compuesto usado para calcularlo:

FÓRMULA

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