A curated list of awesome Bitcoin payment processors enabling merchants, businesses and nonprofits to accept Bitcoin payments.
Why are they awesome?
- They are either immune to financial censorship or they don't practice it.
- They accept Bitcoin via native Bitcoin addresses and don't require wallets to use the controversial payment protocol.
- They don't block payments by IPs/locations.
Self-Hosted payment processors run on your server and provide you with a full control over the entire payment process and funds. There's no third-party involvement - that significantly increases the censorship-resistance, privacy, and security for you and your customers.
| Processor | Fees | Lightning | Directly to Your Wallet | Conversion to Fiat | Requirements |
|---|---|---|---|---|---|
| BTCPay Server | No fees | Yes | Yes | Via Payment Forwarding and Exchange Integration | 2 GB RAM, 80 GB Storage, Docker |
| One Time Address | No fees | No | Yes | No | NodeJS |
| CryptoWoo | $34 - $99 per year | No | Yes | No | PHP 5.6+, Wordpress 4.3+, WooCommerce 3.0+ |
| BitcartCC | No fees | Yes | Yes | No | 1 GB RAM, 10 GB Storage, Docker |
| LnMe | No fees | Yes | Yes | No | LND node |
| BTCPyment | No fees | Yes | Yes | No | Python & a Bitcoin node. Lightning node & Woocommerce optional |
Hosted payment processors run on someone else's server. This simplifies the initial setup process, but reduces the amount of control you have over the payment process.
| Processor | Fees | Lightning | Directly to Your Wallet | Conversion to Fiat | Requirements |
|---|---|---|---|---|---|
| Blockonomics | 1% | No | Yes | Via Payment Forwarding | No |
| Bittery.io | No fees | Yes | Yes | Via Payment Forwarding and Exchange Integration | No |
| Payscrypt | No fees | No | Yes | No | No |
⚠ The following processors use their own wallets for receiving payments. They not only collect data about payments, they have full control over the funds.
| Processor | Fees | Lightning | Directly to Your Wallet | Conversion to Fiat | Requirements |
|---|---|---|---|---|---|
| Confirmo | 0.8% | No | No | Yes | Information about business / website. May require certain documents. |
| CoinGate | 1% (merchant) + some variable service fee (customer) | Yes | No | Yes | Requires a lot of information and business documents, officially translated in english. |
| CoinPayments | 0.5% | Yes | No | No | On withdrawal may require a number of forms of identification and will require settlement of any outstanding amounts. |
| GloBee | 1% ($10 min. invoice) | Yes | No | Via Luno and Uphold | Information about business / website. May require certain documents. |
| OpenNode | 1% | Yes | No | Yes | Requires KYC/KYB documents |
| Strike | 1% | Only | No | No | For companies, the name of a company and a physical address. |
| Coinremitter | 0.23% + 0.0001 | No | No | No | No |
| Utrust | 1% | No | No | Yes | Require certain documents. |
| NOWPayments | ≤0.5% | No | No | No | KYC/AML procedure applied to certain clients, wallet addresses and select assets. |
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