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lending-club-loan-analysis's Introduction

Landing_club_project from Kaggle

This project is going to analysis the lending club loan data from 2008 to 2015 to investigate how to maximize the invest earn rate

Introduction of Lending Club

lending club user interface The Lending Club is a peer-to-peer money loan platform, it connects borrowers with investors through their online marketplace. The investor can loan their money to different borrowers with the different interest rate, therefore, gain the interest through the process. However, the investor also has the risk of losing money.

Goals of the project

Therefore, In this study, I am going to analyze the loan histories at Lending Club from 2007-2015 to investigate the following problems:

  1. analyze the data and find the lending club business development
  2. assess the loan risk to help the investor to identify bad loan or good loan
  3. generate the prediction model to help the investor maximize the loan income

lending-club-loan-analysis's People

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