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hometype is not correct for condonminium

1602 N King St Unit U4, Santa Ana is a condo. When calling the API to analyze this property, the hometype is empty.
Expected hometype to be correct.

https://localhost:49153/PropertyAnalyzer/1602-N-King-St-UNIT-U4-Santa-Ana-CA-92706

{ "incomes": { "Rental": "1999.00" }, "expenses": { "Mortgage": "1778.03", "PropertyTax": "395.83", "HomeOwnerInsurance": "79.17", "CapitalExpenditures": "120.33", "Repairs": "167.00", "PropertyManagement": "99.95", "Misc": "100.00" }, "totalExpense": "2740.31", "totalIncome": "1999.00", "interestRate": "6.38", "listingDetail": { "listingPrice": "380000.00", "numOfBedrooms": 1, "numOfBathrooms": 1, "numOfStories": 0, "numOfParkingSpaces": 0, "lotSizeInSqrtFt": 7, "numOfGarageSpaces": 0, "homeType": null, "propertyCondition": null, "yearBuilt": 1965, "hasHOA": false, "propertyAge": 57 }, "netOperatingIncome": "12440.60", "capRate": "6.31", "debtServiceCoverageRatio": "0.58", "cashOnCashReturn": "-9.36", "cashFlow": "-741.31", "assumedDownPaymentPercent": "25.00", "assumedClosingCost": "15000.00", "assumedOutOfPocketCosts": { "DownPayment": "95000.00", "ClosingCost": "15000.00" } }

Externalize configurations

Externalize the following configs to make it easy to change and maintain them:

  • DefaultDownPaymentPercent
  • DefaultClosingCostAmount
  • DefaultMonthlyMiscExpense
  • DefaultLoanProgram
  • DefaultBaseRepairMonthlyAmount
  • BaseMonthlyPropertyMangementCostAsPercentageOfRentAmount
  • BaseCapExPercentOfPropertyValue
  • EstimateHomeOwnerInsurancePercentageOfListingPrice

HOA parsing is not correct

When a listing has HOA, the app does not seem to recognize it. For example, this property on Zillow (https://www.zillow.com/homedetails/1602-N-King-St-UNIT-U4-Santa-Ana-CA-92706/2083229032_zpid/) is a condo which has a monthly HOA of $252. When calling the API endpoint /PropertyAnalyzer/1602-N-King-St-UNIT-U4-Santa-Ana-CA-92706 returns the following payload. Key hasHOA is false, which is not correct.

{ "incomes": { "Rental": "1999.00" }, "expenses": { "Mortgage": "1778.03", "PropertyTax": "395.83", "HomeOwnerInsurance": "79.17", "CapitalExpenditures": "120.33", "Repairs": "167.00", "PropertyManagement": "99.95", "Misc": "100.00" }, "totalExpense": "2740.31", "totalIncome": "1999.00", "interestRate": "6.38", "listingDetail": { "listingPrice": "380000.00", "numOfBedrooms": 1, "numOfBathrooms": 1, "numOfStories": 0, "numOfParkingSpaces": 0, "lotSizeInSqrtFt": 7, "numOfGarageSpaces": 0, "homeType": null, "propertyCondition": null, "yearBuilt": 1965, "hasHOA": false, "propertyAge": 57 }, "netOperatingIncome": "12440.60", "capRate": "6.31", "debtServiceCoverageRatio": "0.58", "cashOnCashReturn": "-9.36", "cashFlow": "-741.31", "assumedDownPaymentPercent": "25.00", "assumedClosingCost": "15000.00", "assumedOutOfPocketCosts": { "DownPayment": "95000.00", "ClosingCost": "15000.00" } }

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